The Carnival of Financial Camaraderie #42 | Modest Money

This carnival is hosted every second week by My University Money and you can submit articles at Blogger Carnivals. Thank you to Justin and Teacher Man for setting up this carnival. And thank you to Don for setting up an awesome carnival hub.

It?s been quite a while since I?ve hosted a carnival here at Modest Money. In all honesty it will probably be my last time hosting. While I love to share posts from other bloggers, it seems that many bloggers don?t really appreciate the hosts of these carnivals.

About half of the submissions were from bloggers treating this as a one way link dump. It was actually fairly interesting to see who took that approach. I was disappointed to see that the one way crowd included some of my blogger friends.

So here are this week?s carnival features from the people who are willing to support the system?

BUDGETING
Matt @ Living in Financial Excellence writes It Might Be Time to Make Some More Money ? I know ?in this economy? jobs are tough to come by and I know it?s hard to find time to get a second job, etc. etc. etc. But the bottom line literally remains the same: You don?t have enough money coming in so you need to go get more money coming in.

SB @ Finance Product Reviews writes Barclays Online Saving Account Review ? Barclays Saving account product targets US consumers with an instant access saving bank account and longer-term CD products. Read if it is good fit for you

BUSINESS
Steve @ Brip Blap writes How Companies Miss the Big Picture ? Companies need to realize that it?s not always just about the ?big things? like salary and titles. Little perks can make a big difference, and they aren?t always just perks. It doesn?t even have to be something like upgrading a sick business traveler from coach class. It can be small things like letting employees take time off for doctor?s appointments, or letting people come in a hour later and leave an hour later if that suits their lifestyle better

CAREER & EDUCATION
L Bee @ L Bee and the Money Tree writes Ebay is your frenemy. ? Like, no really. Ebay is the best and the worst. It is the friend in high school who held your hand when your first boyfriend dumped you, the sister in college who held your hair while you got sick at the frat house, the mid-twenties confidant who listened to your quarter-life crisis woes over too many margaritas ?

Kevin @ Thousandaire writes Skills, Not Education, Make You Money ? You don?t need a college education to get a great job and make money. You just need valuable skills.

PPlan @ Provident Plan writes Is Self Employment a Viable Career Option? ? Find out if self employment or running your own business is the right thing for you.

Amanda L Grossman @ Frugal Confessions writes Ways to Take Advantage of Back to School Sales (Even if You Don?t have Kids) ? I opened up my Sunday paper this past weekend and saw that back to school sales have already begun.

Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success ? Three Job Application Methods ? Hunting for a new job! Learn these Three Job Application Methods to help you out!

YFS @ Your Finances Simplified writes Could You Survive At the Povery Line? ? Sometime ago, very early in my blogging career. Ha, I?m writing this as if I didn?t start blogging in October of 2011. Time sure does fly.

Little House @ Little House in the Valley writes Don?t Go Back to School Handbook ? Recently, there?s been some backlash towards college with some opponents arguing that it doesn?t make financial sense for everyone. I?ve always been a proponent for education, but even I?m feeling a little bit of this sentiment with rising college costs, student loan debt soaring, and a stagnant economy.

Young @ Young And Thrifty writes How To Get Your Employer to Pay For School ? The decision on whether or not to go back to school to upgrade your skills (whether you are talking about a graduate degree, a diploma, or a certificate program of some kind) often hinges on the financial viability of it.

FINANCIAL ADVICE
Jason @ Live Real, Now writes Counting Cards: How to Cheat at Blackjack ? Counting cards doesn?t tell you specifically what?s going to happen during each hand, it just tackles the statistics of the game. It moves the odds in your favor, by up to 2 or 3 percent. Over one hand, this won?t help, so don?t sweat losing a hand here and there. Over an entire shoe of hands, you should be able to steadily win more than you lose.

Paul Vachon @ The Frugal Toad writes Family Finances ? Tips for Avoiding Conflict ? Discussing the family finances causes more arguments between couples ? 3 per month on average ? than any other topic. So what causes most arguments about finances? The majority of couples state that misunderstandings between needs versus wants are at the root of most disagreements.

INVESTING
Beating Broke @ Beating Broke writes Lending Club 2Q2012 Update ? After it?s all said and done, the one late loan in the bunch could end up dropping the rate below 13%, but it hasn?t been written off yet. If, however, it remains in a late, but paid, status, my rate is doing pretty well. As of 7/4, my account is showing a NAR (Net Annualized Return) of 13.58%.

Cash Flow Mantra @ Cash Flow Mantra writes Dividend Income Report for Q2 of 2012 ? It has been my belief that I shouldn?t be saving with the goal of living off my savings when I retire. Rather, I plan on investing in assets that produce income and living off that income.

Jason @ Work Save Live writes 5 Reasons to Buy a Home in This Market ? Should You Buy a Home? It?s argued that buying a home is one of the best investments that one can make.

Kanwal @ Simply Investing writes When is the best time to buy stocks? ? When is the best time to buy stocks? Should you try and time the market? No, market timing doesn?t work. It is always a good time to buy quality dividend paying stocks when they are undervalued. No one can predict the future. Analysts, financial experts are no good at predicting the future than you and I.

Tushar @ Start Investing Money writes Do You Know Enough to Be a Successful Stock Market Investor? ? For many people the obvious route to take when thinking about investing is to head for the stock market. But is this really the wisest route for everyone? There is certainly a lot of money to be made with stocks and shares.

J.P. @ Novel Investor writes How To Avoid Securities Fraud ? People fall prey to investment scams, Ponzi schemes, pyramid schemes, and IPO scams all the time. Here are the best ways to avoid it.

SFB @ Simple Finance Blog writes My Dirty Mortgage Qualification Secret ? Despite the fact that I?m in the market for a new home, I?ve yet to secure a mortgage qualification. No, I?m not lazy ? I?m just self-employed.

MMD @ My Money Design writes How to Read and Evaluate Basic Stock Metrics ? Have you ever looked at a stock online and wondered what all the metrics represent? Which ones are good and what is their significance? This exercise walks through a stock page on CNN Money and explains the importance of each of the metrics to you.

The Archivist @ The Market Archive writes Using Covered Calls to Generate Regular Returns ? If you have your wealth in very safe stocks that appreciate exceptionally slowly, then writing covered calls can be a great way to skim some profit while you wait.

SB @ One Cent at a Time writes Forex Trading Pros and Cons ? Forex trading and stock trading are two different forms of financial trading. They may both represent two different ways to make money from the financial markets, but they have some subtle differences

OTHER
Jefferson @ See Debt Run writes How to Turn Your Kids Into Olympic Athletes ? As you see athletes performing in the London Olympics, you may wonder what it took to get there. How can you help your own kids one day become olympic athletes?

Lance @ Money Life & More writes Credit Card Sign Up Bonuses: How I Made $443 in 5 Minutes ? Toward the beginning of my blogging adventures I wrote about how I was in the market and shopping around for a new AC unit. Well I finally took the plunge and bought a unit. They aren?t cheap though so, per usual, I was looking for ways to take advantage of expending a large amount of money.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes CHEAP SUMMER VACATION TIPS ? This year?s getaway is to Vegas! We are taking our daughter and mom on a four day, three night trip. The room and airfare for the four of us is $1,100.00.

Shawanda @ You Have More Than You Think writes Innovative Money Saving Tips ? ? With the recession showing few signs of abating, more and more people are being forced to tighten their belts.

A Blinkin @ Funancials writes How I Got Engaged: A Love-Love Story (Part II) ? If you?re already sick of reading about my blossoming love then come back tomorrow as I?ll have some fresh new content focusing on how you can improve the relationship between you and your money.

krantcents @ KrantCents writes The 3 X?s of Success ? The 3 X?s of Success is the twenty-fourth in a series of articles to help you reach your goal.

Suba @ Broke Professionals writes Be Prepared ? Be Prepared is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. ?Chance favors a prepared mind? ? said Louis Pasteur, the French chemist, microbiologist and the pioneer of the germ theory of disease.

Jennifer Lynn @ Broke-Ass Mommy writes A Candid Look At My Finances ? Once every few months I peek at my finances to crunch some numbers and receive an overview of my financial well-being, and I?m tickled pink to share with you. Ready? Here?s how my July numbers are shaking out?

Don @ MoneySmartGuides writes Improve Your Credit Score ? If you?ve embraced a new, responsible financial future, it can be troubling to find you?re still not getting the credit you need, when you need it.

Jen @ Master the Art of Saving writes Moving in July-Escaping the Crappy Apartment ? July is turning out to be a crazy month for us. The craziness is bringing change, both good and bad?and it?s really stressing me out. One of the biggest changes is that we are moving out of our apartment in July.

Aloysa @ My Broken Coin writes Why We Lie About Money ? People tend to lie about money. I have yet to meet a person who would never say a lie, even a small lie. Some of us choose to conveniently omit truth. Some of us choose to tell so called ?white lies.? Some of us blatantly make up stories to make ourselves look good. Some of us lie to avoid trouble.

Maria @ The Money Principle writes What you are worth and six strategies to increase your value ? We are worth what people are prepared to pay for our labour. Learn how to calculate your worth and six strategies to increase it.

Crystal @ Budgeting in the Fun Stuff writes Is Your Television Making You Poor? ? Does television lead you to make poor spending decisions?

Invest It Wisely @ Invest It Wisely writes Are People Shooting Themselves in the Foot With Income Reports? ? I?ve always had fun looking at the income reports of others, as it?s so interesting to learn how people are doing, how about you?

Tyler @ Poor Student writes Internetoholic ? First off let me say that I find it very annoying when people create words like ?chocoholic? or ?shopaholic?. What is chocohol? Shopahol? We have people who really like chocolate or shopping but do not understand word endings.

Passive Income Earner @ The Passive Income Earner writes When To Consider Life Insurance ? When you are young and starting in the work place, life insurance is probably not something you even want to consider and you certainly don?t want to add another monthly expense to your long list. However, there are certain life milestone that should make you want to review the need for life insurance as it can play an important role in family finances.

Wayne @ Young Family Finance writes Should You Buy a Pool? ? Should you buy a pool? Make sure to consider the costs of a pool and whether it is teaching your children good spending habits.

John @ Married (with Debt) writes US Bank Internet Banking ? US Bank Internet Banking is a great way to save money, time, and keep your finances organized. Click through for my personal review.

JP @ My Family Finances writes Is a Prepaid Debit Card a Good Way to Teach Your College Student about Credit Cards? ? The average college student has over $3,100 in credit card debt. Is a prepaid debit card a good way to teach your child about how to manage a credit card and avoid the norm?

Hank @ Money Q&A writes Five Ways To Save Money At The Movie Theater This Summer ? There are tons of great ways to save money at the movie theater this summer. Here are several of my favorites to save money at the movies.

Thank you to all the bloggers who keep carnivals going. It?s just unfortunate that so many others take advantage. Ironically some of those people even host carnivals themselves.

Anyways, enough of my rant. If you were included, social shares and links are much appreciated.

Have you hosted a carnival recently? Did you notice the same trend? Do you think carnival hosts should include posts regardless of whether the submitted blogs follow submission expectations?

Source: http://www.modestmoney.com/carnival-of-financial-camaraderie-42/

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